Fast-Track Your ROOFING CONTRACTOR

There is no such thing to be over protective when it comes to your home and your finances. There are several roofing contractors out there which are willing to bend the guidelines to simplify things for themselves, leading to problems for you as well as your roof. Even honest contractors make mistakes every occasionally. That’s why it is important to know these 4 simple ways to protect yourself whenever choosing a roofing contractor.

Workers Compensation
Problem: You hire a roofing contractor to repair a leak on your own roof. One of their workers decides never to use proper safety procedures and falls, breaking his leg. The employee holds you responsible to cover his medical expenses, because he was hurt on your own property.

Solution: Roofers Compensation is a kind of insurance covering roofing injuries. If a roofing contractor has workers compensation, any injured employees are entitled to recover expenses for hospital bills and being unemployed. Be sure that your roofing contractor has workers compensation in order that you are saved the trouble and expenses of paying those bills yourself.

Liability Insurance
Problem: Your roofing contractor leaves your roof uncovered after removing your shingles. That night there’s an urgent storm. Water seeps into your house and damages your sheet rock, carpet plus some nice furniture. Your roofing contractor has liability insurance, but there are exclusions preventing coverage of the interior of your building. You end up paying to repair the damages yourself.

Solution: If damage occurs to your home or building that is the fault of a roofing contractor, you intend to be sure they will have good liability insurance. This can cover anything from broken windows to damaged interiors as mentioned in the situation above. Some contractors have liability insurance, but their insurance provider offers so many exclusions that it is almost like there is no coverage at all. Look for coverage that doesn’t exclude water damage and mold resulting from leaving a roof open.

Business License
Problem: You hire a fresh roofing company to work on your roof. A few months later you notice a leak. You try to contact the business, but can’t find their information. You make an effort to look them up by their business license and you also find that there is never a small business license issued for that company. You are forced to pay for the repairs yourself.

Solution: Check in advance that your roofing contractor includes a business license. If maintenance don’t possess a license, it may be a sign that they have no idea what they are doing. The business could easily disappear or walk out business.

In hawaii of Utah, your roofing company should have a shingle license and a general roofing license to install a pitched roof. A set roof installation only takes a general roofing license.

An over-all contractor is legally able to install a roof without a roofing license if they have an over-all contractor license. However, there were a lot of cases of contractors branching out and installing roofs themselves if they lack the correct training. This causes problems for building owners together with home owners. It is perfect for a general contractor to possess a roofing license along with their general contractors license.

In Utah, the quantity for a general roofing licence is S280. The overall contractors license is B100.

If your roofing contractor is in the middle of working on your roof and you find that they have given fraudulent business license information, (in Utah) you have the choice to terminate their service right away. You are not required to pay anything to the contractor because they were operating illegally. You can then find a qualified contractor to fix your roof and finish the work.

Lien Waiver
Problem: Your roof has been completed and you also pay the contractor. However, a few weeks later, the contractor’s supplier contacts you requesting a payment for the materials installed on your roof. You discover that your contractor did not pay his supplier and that you will be now in charge of that payment. This has happened and can eventually you.

Solution: Make sure you request a lien waiver when the job is completed and before you pay. A lien waiver simply states that if the contractor does not make his payments to a supplier or employees, you are not responsible to cover them. It really is ultimately in place to safeguard the home or building owner from paying twice. If you receive the lien waiver before you pay, it is conditional upon your payment. However, once your payment has cleared, the lien waver becomes unconditional without the additional paperwork.

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